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Good Luck Trying to Negotiate Mortgage Broker’s Fee

Posted on May 5th, 2012 with 0 Comments

By Jack Guttentag The Mortgage Professor, Chairman of Upfront Mortgage Brokers Association April 24, 2012 “I refinanced last year and negotiated the fee I paid the mortgage broker. Now, I want to refinance again to take advantage of lower rates, and my broker tells me that


5 Qualities Your Mortgage Professional Should Have

Posted on March 6th, 2012 with 1 Comment

By Sharon Lowry Your mortgage professional should meet the following qualities in order to provide you with the best mortgage financing advice & experience.  Your mortgage professional’s job is to provide you with the best financing experience possible.  This includes finding the right loan for


Appraisals in America

Posted on March 5th, 2012 with 1 Comment

By Fred Glick Appraisals continue to be a hinderance for purchases and refinance transaction ever since the implementation of the Home Value Code of Conduct. As of May 2009, the federal government, Fannie Mae and Freddie Mac required that an appraisal be ordered through a


Sourcing Your Loan

Posted on March 4th, 2012 with 0 Comments

By Michael Dolan The standard guideline for loans is that you need enough cash to close the transaction sitting in your Savings or Checking account for two months.  For a refinance, that may mean a few thousand dollars.  For a purchase, it usually means 20%


Buying Bank Owned Property

Posted on March 1st, 2012 with 0 Comments

By Kevin Iverson With the record number of foreclosures there are large numbers of properties that have been foreclosed and are owned by mortgage lenders. These properties are commonly referred to as “bank owned properties”. There is a perception that one can purchase a bank

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Jack Guttentag
Professor of Finance Emeritus at the Wharton School of the University of Pennsylvania

Jeff Jaye
Amerifirst Financial

Kevin Iverson
President, Reed Mortgage Corporation

Jared Martin
Chief Executive Officer, Keystone Funding, Inc.

Jodi York-Caraballo
Network Mortgage, LLC.

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