** All fees are typically rolled into the loan so nothing is out of pocket, even on a purchase, call me so I can explain how this is possible.**
Origination Fee: Flat fee pricing:
for loan amounts under $200,000-> $2,000 flat origination fee which can be charged upfront or made off the lender rate yield spread (call me to ask how the yield spread works).
for loan amounts over $200,000-> $2,800 flat origination fee, can also be charged upfront or made off the lender rate yield spread.
Processing Fee: $0
Lender Fees: Varies by the lender used. Underwriting fees for Prime Loans typically run $495 to $595.