A Mortgage Broker Fee is negotiated between the customer and Action Mortgage at the start of the trasnaction.
Payment of the Mortgage Broker Fee at closing may be "Borrower Paid" or "Lender Paid". In a "Borrower Paid" transaction, the customer pays Action Mortgage out of pocket at closing. In a "lender paid" transaction, the wholesale lender pays Action Mortgage at closing. In either situation, the amount Action Mortgage receives will not deviate from the amount negotiated upfront.