Peoples Choice Home Loans LLC is a family owned and operated business located in Thomasville Georgia offering a low cost mortgage alternative to traditional brokers and bankers.  We strive to give the best in customer service by being available anytime you need assistance.  We are a Georgia Residential Mortgage Licensee #23648.  My NMLS # is 154259. 

The company currently uses a written contract - mortgage loan origination agreement.

Peoples Choice Home Loans, LLC uses the latest technological advances to help provide top notch customer service as well as to reduce over head costs. Some of the tehnology advances include the use of an online application process which you can use to fill out your application at your convenience.  Once you have completed your application and elect to “float” the rate you are kept informed continuously on changes in the market via our daily rate lock advisory. Company personnel can also be reached by phone at anytime due to our "find me follow me" communications technology.  

Locking procedures vary depending on the specific loan program chosen.

Third party fees are typical of industry standards as stated on the good faith estimate.

My career began in the financial services industry in 1979 as a bank teller.  From there I moved into more responsible roles and in 1996 became branch manager for Transouth Financial.

For the past 10 years I managed a small brokerage firm that predominately serviced the non conforming mortgage markets.  I realized toward the end of 2007 that the industry was changing, and that in order to survive my strategy must also change.

As a result, my research showed a clear direction to follow that resulted in the starting of an upfront mortgage company.  Today I serve as Peoples Choice Home Loans, LLC's Chief Operating Officer and Mortgage broker.