About UMBA
Contact UMBA
Search UMB
Member Login
Email: *
Home > Search UMB's > GOTeHomeLoans
Makonnen Kebede
Contact Information

400 Continental Blvd
6th Floor
El Segundo, California 90245

(310) 744-1976 x12 [phone]
[email protected]

Organization Affiliation

GOTeHomeLoans provides residential mortgage loans in California, Pennsylvania, and Maryland, and commercial loans nationwide. GOTeHomeLoans is a “neighborhood” broker, always welcoming the opportunity to meet its clients face-to-face.

GOTeHomeLoans prides itself on its adherence to the ethics of the Upfront Mortgage Broker’s Association, and has built its company around these principles. GOTeHomeLoans goes even further by making a 3-Point Commitment to its clients:

1. We will provide the Absolute Right Loan Product
2. We will provide Fantastic Value Pricing
3. We will provide a Sensational Service Guaranty 

Per the Sensational Service Guaranty, clients of GOTeHomeLoans receive a $250 refund if they are not 100% satisfied with the service. View this 3-Point Commitment and corporate support of UMBA ethics at www.gotehomeloans.com.

Contract With Client

Pursuant to the guidelines of the UMBA, GOTeHomeLoans signs, with the borrower, an agreement on the exact amount and type of compensation the loan officer will receive.  Any fees or commissions received on the file in excess of this amount are rebated to the borrower.

Technology Employed

GOTeHomeLoans uses top-of-the line industry software to streamline the loan process and create the best experience for our clients. An online application is available to the client on the website for GOTeHomeLoans.

Locking Procedures

At any time after the loan is registered with the lender, the borrower can choose to lock the rate. The loan officer always confirms loan program, rate and terms, and loan expiration period with our clients. Once the loan is locked, the loan officer provides our clients with documentation of loan program, rate and terms, and expiration period, in writing. Everything is upfront, and GOTeHomeLoans hides nothing from its clients.

Third Party Fees

GOTeHomeLoans guarantees lender, broker and third-party closing costs on the day that the rate is locked. If, at settlement, any of these costs are higher than those shown on the good faith estimate provided the client at the time the rate lock is confirmed, GOTeHomeLoans will provide a broker credit covering the difference to the client at settlement.

Broker Fees

$0 broker fees
No Points or Orig Fee, unless borrower chooses.


400 Continental Blvd
6th Floor
El Segundo, California 90245

(310) 744-1976 x12 [phone]
[email protected]