|
Your Money is Safe With Me!
My name is Marilyn Sweet and I started Boulder Mortgage Company in 2001. As a former real estate investor in the 1980's and 1990's in Denver, I began Boulder Mortgage because I was shocked at how little information I received from mortgage brokers.
I resolved to start a company that would inform clients about the mortgage options available to them. In addition, I felt strongly that since I had a great deal of experience with mortgages and real estate, most clients would welcome a bit of sound financial advice on the best mortgage for their personal situation.
720+ Credit Scores Only!
As it turns out, these principles were welcome in Boulder and Denver. My company has been successful because people appreciate hearing the truth about mortgages and fees.
In 2003, I decided to limit my services to high credit individuals and families only. I have never done subprime mortgages. It turned out to be an excellent decision!
Processing Fees and Commission
High credit families and individuals pay no processing fee for residential property. You work hard and have great credit. You should receive a benefit for these good deeds. I have lowered my overhead by eliminating office expenses and am passing that savings onto my customers.
I receive a commission from the wholesale lender that buys your loan. My usual commission is .8% to 1.5% of your loan amount depending on the size of your loan. If you wish, you can pay my commission and you will receive a lower interest rate.
I charge $50 for credit reports with your application.
Only the Best Wholesalers In the Mortgage Business
Boulder Mortgage Company uses only the top wholesalers in the industry. I have literally never had a complaint from a client about the service they have received after the loan is closed. And if you have a problem, I am here to resolve that for you.
Save Time and Trouble Too!
The vast majority of my clients are required to provide only one or two documents to complete their loan. If you have equity or a large down payment, often no appraisal is required which saves you several hundred dollars. At closing, many clients say it was the easiest loan they ever got.
Ethical Principles
I will explain every charge to you and never mark up third party fees. I disclose my commissions and am open to any questions you may have.
Usually I only accept a small number of loans per month so you get individual attention from me. I do all my own processing so your confidential information is not being sent all over the country.
Your Identity is Safe Too!
In addition, after 4 years, your file is professionally shredded by a company that guarantees the security of their methods.
Thank you for considering Boulder Mortgage Company- Your Hometown Lender.
|
