Membership in UMBA is for individual mortgage brokers under an Individual Membership, and for mortgage brokerage firms (ie company, partnership, etc) under a Company Membership.

Individual Membership

In order to be a member of UMBA, the individual must meet all of the following requirements:

1. Pay the membership dues, as established by the Board of Directors of UMBA.  

2. Post the Upfront Mortgage Broker Commitment on the member website. It is not required that the UMB Commitment be located on the member's home page, but the Commitment must not be more than "1 click" from home page.  

3. Adhere to the terms of the UMB Commitment when dealing with consumers.  

4. Post the UMB logo on the member website home page.

5. Create a link to the UMBA website www.upfrontmortgagebrokers.org from the member website.

As it relates to the website requirements, an individual website (and not a company/firm website) must be utilized in those situations where the mortgage broker works for a mortgage brokerage firm and not all the mortgage brokers who work for the firm are Upfront Mortgage Brokers. A company/firm website may be utilized if all the mortgage brokers who work for the firm are Upfront Mortgage Brokers.

As an Individual member, the person will be listed in the UMBA website search feature.  

Company Membership

Under the Company Membership, the firm becomes a member of the UMBA. Only the owner of the firm or a senior officer of the firm may initiate a membership application.

In order to be a member of UMBA, the firm must meet all of the following requirements:

1. Pay the membership dues, as established by the Board of Directors of UMBA.  

2. Post the Upfront Mortgage Broker Commitment on the company/firm website. It is not required that the UMB Commitment be located on the home page, but the Commitment must not be more than "1 click" from home page.  

3. All mortgage brokers who are employed by the firm must adhere to the terms of the UMB Commitment when dealing with consumers.  

4. Post the UMB logo on the company/firm website home page.

5. Create a link to the UMBA website www.upfrontmortgagebrokers.org from the company/firm website.
 
With a Company membership, there is an option as to what is displayed in the UMBA website search feature - either the name of the mortgage broker firm, or the individual mortgage brokers who work for the firm.
 
Have more questions on UMBA membership? Check out Frequently Asked Questions

To become a member of UMBA, click here.