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Good Luck Trying to Negotiate Mortgage Broker’s Fee

Posted on May 5th, 2012 with 0 Comments

By Jack Guttentag The Mortgage Professor, Chairman of Upfront Mortgage Brokers Association April 24, 2012 “I refinanced last year and negotiated the fee I paid the mortgage broker. Now, I want to refinance again to take advantage of lower rates, and my broker tells me that


5 Qualities Your Mortgage Professional Should Have

Posted on March 6th, 2012 with 0 Comments

By Sharon Lowry Your mortgage professional should meet the following qualities in order to provide you with the best mortgage financing advice & experience.  Your mortgage professional’s job is to provide you with the best financing experience possible.  This includes finding the right loan for


What Makes a Good Mortgage Broker? Part II

Posted on April 8th, 2008 with 1 Comment

Accurate pricing depends on a number of borrower, property, and transaction characteristics. If these are not known or used, the price cannot be accurate. Loan originators who quote the best prices possible — and sometimes even better than the best possible — with the intent of roping in the customer are low-balling…


What Makes a Good Mortgage Broker? Part I

Posted on March 26th, 2008 with 0 Comments

In the past 10 years, I have written almost 50 articles on different mortgage broker topics, but none of them addressed the most basic topic of all: What makes a good broker? Perhaps it took 10 years before I was ready to confront this question, along with its obvious corollary: How do you know a good broker when you see one?


How Do I Find an Ethical Mortgage Broker?

Posted on November 8th, 2006 with 1 Comment

At a customer’s request, UMBs disclose their fees to customers in writing and in advance. At the customer’s request, UMBs also disclose the wholesale prices (rates and points) they receive from lenders. Customers of UMBs pay the broker’s fee plus wholesale loan prices…

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If your employer/company does not operate exclusively as a mortgage broker, you are not eligible for UMBA membership.

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Jack Guttentag
Professor of Finance Emeritus at the Wharton School of the University of Pennsylvania

Jeff Jaye
Amerifirst Financial

Kevin Iverson
President, Reed Mortgage Corporation

Jared Martin
Chief Executive Officer, Keystone Funding, Inc.

Jodi York-Caraballo
Network Mortgage, LLC.

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Fax: 303.979.6094

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