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Sourcing Your Loan

Posted on March 4th, 2012 with 0 Comments

By Michael Dolan The standard guideline for loans is that you need enough cash to close the transaction sitting in your Savings or Checking account for two months.  For a refinance, that may mean a few thousand dollars.  For a purchase, it usually means 20%


Buying Bank Owned Property

Posted on March 1st, 2012 with 0 Comments

By Kevin Iverson With the record number of foreclosures there are large numbers of properties that have been foreclosed and are owned by mortgage lenders. These properties are commonly referred to as “bank owned properties”. There is a perception that one can purchase a bank


Qualifying For a Loan

Posted on February 25th, 2012 with 0 Comments

By Jared Martin A common question most borrowers have is, “how is my loan application evaluated”, or “what is an underwriter looking for?” There are 4 main things an underwriter is evaluating: capital, capacity, character, and collateral. The first 3 relate to the borrower, and


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Jack Guttentag
Professor of Finance Emeritus at the Wharton School of the University of Pennsylvania

Jeff Jaye
Amerifirst Financial

Kevin Iverson
President, Reed Mortgage Corporation

Jared Martin
Chief Executive Officer, Keystone Funding, Inc.

Jodi York-Caraballo
Network Mortgage, LLC.

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